Professional Liability

Apex has over 20 years experience writing Professional Liability Insurance for Public Entities and Schools.  Coverage includes:

  • Law Enforcement Liability
  • Public Officials Liability including Employment Practices
  • School Board Liability including Employment Practices

Apex provides coverage with “A” rated, admitted and approved surplus lines carriers.

Public Officials & School Board Liability Highlights:

  • Claims Made Form
  • Full Prior Acts or Retro Date
  • Defense Costs Outside Policy Limits
  • Extended Reporting Period
  • Employment Practices Liability included
  • “A” Rated admitted and approved surplus lines carriers
  • Sub-limits available for Non-Monetary Claims & Back Wages

Law Enforcement Highlights:

  • Occurrence & Claims Made Forms
  • Intentional Acts
  • Violation of Civil Rights
  • Includes Assault & Battery
  • Defense Costs Outside the Policy Limits
  • “A” Rated admitted and approved surplus lines carriers
  • Approved moonlighting and separate moonlighting policy available