Umbrella & Excess Coverage

Apex Insurance Services is here to help you with your Public Entity Excess Insurance needs…

Excess Liability

Apex can provide up to $200 million in additional protection over your General Liability, Auto Liability, Public Officials and Employment Practices Liability, Law Enforcement Liability and School Board Legal Liability.

  • Individual Risks and Pools
  • Pay On Behalf Form
  • Defense Costs Outside Policy Limits
  • Coverage Tailored to Respond to Individual Needs
  • A++ Rated Carriers
  • Public Entity and Educational
  • Competitive Pricing

Excess Workers’ Compensation

Apex utilizes mainstream and specialized Excess Worker’s Compensation markets to help place coverage for almost anything in the pubic entity sector, including schools, cities, counties, special districts, pools & JPAs.

  • SIR Attachments as low as $100k
  • Buffer layers
  • Individual Risks and Pools
  • Competitive Pricing

Excess Property

Apex provides Excess Property for pools and individual accounts with low attachment points.  Our carriers are a mix of “A” rated admitted and approved surplus lines carriers.

  • Limits up to $1,000,000,000
  • Buffer layers
  • Quota share
  • Follow form over Primary & Reinsurance